Gerhard Coetzee


Gerhard Coetzee leads the Customer Value Team at CGAP (responsible for the CGAP gender strategy, protecting vulnerable consumers and women in rural and agricultural livelihoods). He is an Extraordinary Professor at the University of Stellenbosch Business School.

Before CGAP, Gerhard was Head of Inclusive Banking at Absa Bank (South Africa), responsible for its branchless banking proposition. He was the founder and Director of the Centre for Inclusive Banking in Africa, a Professor of Agricultural Economics at the University of Pretoria, technical lead, and CEO of a consulting firm (owned by DAI). He had several senior roles at the Development Bank of Southern Africa.

His specialization areas are development finance, financial inclusion, agricultural finance and, rural development. He is published widely and worked in several countries, the majority in Africa. Gerhard holds a Ph.D. in Agricultural Economics from the University of Pretoria, South Africa.

Career highlights include being Secretary of the Presidential Commission of Inquiry into Rural Finance in South Africa (commissioned by President Nelson Mandela) and managing a portfolio of five million low-income clients at Absa, where he led the implementation of a branchless banking strategy.